Request, send, and receive payments in Messages on iPhone U S. only

how to send money with apple pay

Once the request has been paid, you will receive another text back showing the amount of money they sent. Tap Next and enter the amount of money you’re requesting from this person. Tap the Request button to open the Messages app, and a request will appear. Type a message and then tap the arrow to send the text.

  1. If you have money on your Apple Cash card you can withdraw it to your bank account in 1 — 3 working days, or make an instant transfer to an eligible debit card⁶.
  2. The answer is yes, though you have to go through Apple Cash to get started.
  3. You can send keys through messaging apps, customize controls for new drivers, and share and revoke keys.
  4. It’s where you securely keep your credit and debit cards, eligible driver’s license or state ID, transit cards, event tickets, keys, and more — all in one place.
  5. When you send someone a payment request using Apple Cash, they can confirm or change the amount that they want to send.

You can use Apple Cash to request, send, and receive money quickly and easily using text messages. Apple Pay and Apple Cash transfers can only be made within the US. If you need to send money online to someone based overseas, a Wise account could be the ideal solution. Apple’s default setting will mean that any payment you make in Messages or from Wallet using the steps outlined above will be deducted from your Apple Cash balance in the first instance.

Send money in the Messages app using Apple Cash

If you haven’t added a debit card to the Wallet app, you need to add one to send money. To send money via Apple Cash on an Apple Watch, set up a debit card for Apple Pay on your watch. Launch Messages and open a conversation with the recipient, then swipe down and tap Apple Pay. Instead of using the Apple Wallet app, money can be sent directly through iMessage.

Account

However, if you’d rather not use your Apple Cash balance — or if there isn’t enough money in your Apple Cash how to buy klima dao to cover the transfer, you can also pay using any card you hold in your Apple Wallet⁵. You can send money to someone else with Apple Pay Cash either through the Apple Wallet app, or in Messages⁴. You can also top up your Apple Cash from any linked payment method, and your cashback will be added to this account if you have an Apple Card³.

Apple Pay: How to Send Money Directly from Your Digital Wallet

If you’re running iOS 18 or higher, a new feature called Tap to Cash will make transferring funds even easier. It allows you to exchange money with someone else simply by holding your phones together. Now, here’s how to set up and use Apple Cash to send or receive money. When apps need to verify your age or identity, they see only the necessary data — not your whole ID. You can review which identity details are being requested and then choose whether to present that information. Apple Pay is an easy, secure way to pay in stores, in apps, or online.

how to send money with apple pay

To do this, open the Wallet app, select the Apple Cash card, and then tap the Send or Request button. Type the name, email address, or phone number of the person from whom you’re requesting the money. Unless you have a lot of money in your Apple Cash balance, don’t use it as the default option because it might not have enough funds to pay for a large transaction. You can then override that card and use the Apple Cash card to pay for something if and when you choose.

If you’ve received money through Messages, or if someone has sent you a payment using Apple Wallet, the funds beginner’s guide to buying and selling cryptocurrency will be added to your Apple Cash card. If you’re in the US and have an eligible Apple device, you can send domestic USD payments using Apple Pay and Apple Cash. Go back to the Apple Cash screen and tap Transfer to Bank. Enter the amount of money to be transferred and tap Transfer.

When you accept a payment, you might be asked to verify your identity. You can send weekly, biweekly, or monthly Apple Cash payments with Apple Cash. PCMag.com is a leading authority on technology, delivering lab-based, independent reviews of the latest products and services. Our expert industry analysis and practical solutions help you make better buying decisions and get more from technology. Apple Cash functions like mobile payment app rivals Venmo and Zelle to allow for cash transfers between those with an iPhone, iPad, or Apple Watch. Apple Pay is a service provided by Apple Payments Services LLC, a subsidiary of Apple Inc.

Choose between an instant transfer with a transaction fee or a regular transfer with no fee. Confirm the transaction via Face ID, Touch ID, or PIN. You can choose an amount by tapping the plus (+) and minus (-) buttons, turning bitcoin for beginners 2020 the Digital Crown, or tapping the dollar amount and then turning the Digital Crown to select a specific number. Tap the Pay button and then double tap the side button to pay. You can then launch the Wallet app, select the Apple Cash card, and look at the latest transactions to view a record of the transfer. You can manage your Apple Pay cards in Wallet, update your billing information, and view your balances and transaction history.